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Home Appliance Extended Warranties – Are They Worth It?

by John Eshan

Home Appliance Extended Warranties are similar to home warranty plans, in that they provide repair or replacement coverage for a specified period of time. They generally cost a flat up-front fee and come with terms and conditions that vary by plan. Some warranties make sense for appliances that can be costly to fix, while others aren’t worth it. Learn more about how an appliance extended warranty works to decide if it’s right for you.


An appliance extended warranty offers you a safety net for costly repairs and replacements after the manufacturer’s warranty has expired. It is generally available at the time of purchase and can be purchased from an appliance retailer, the manufacturer, or a third-party provider. These warranties usually have specific terms, conditions, and exclusions that must be met to qualify for coverage. Appliance extended warranties typically cost less than home warranty plans, which are policies that cover multiple appliances and critical systems. In addition, you typically pay a flat up-front cost for an appliance warranty instead of an ongoing monthly or annual premium.

A good way to determine whether or not an appliance warranty is worth it is to compare its price to the price of replacing your appliance in the event that it fails. You can find information about an appliance warranty from the manufacturer’s website, or you can look at your product documentation. For example, Best Buy’s warranty includes information about the company that provides their service and details on how to file a claim.


If you’re looking for a way to protect your home appliances from unexpected repairs and replacements, you can consider purchasing an appliance extended warranty. These warranties provide a high level of protection for your household appliances, and many come with low deductibles and free repairs. They also come in a variety of plans, so you can choose the one that best suits your needs.

However, you should keep in mind that these warranties are money-making products for retailers and third-party service providers. In addition, they may overlap with the manufacturer’s warranty or other third-party coverage provided by credit card companies. Therefore, it’s essential to carefully evaluate each option before making a decision. A warranty provider like CPS Central can help you save time and money by providing comprehensive coverage for home appliances, including refrigerators, washers, dryers, ovens, and dishwashers. Their plans are more affordable than Home Depot or Walmart warranties, and they offer free repairs with a $0 deductible.


Many home appliance extended warranty come with a manufacturer’s warranty that covers the cost of repair or replacement for a specific period. An extended appliance warranty can supplement that coverage, but the terms of the agreement may vary. They can also be more expensive than a bundled home warranty plan, so homeowners should carefully evaluate their needs before making a purchase. A protection plan for appliances can include in-home service calls, so homeowners don’t have to find a technician on their own. Often, warranty providers partner with local appliance repair technicians who specialize in the brand and model of the appliance being repaired.

An appliance extended warranty can help you avoid costly repairs and replacements, especially when they occur after the manufacturer’s limited warranty expires. However, the price of an extended warranty can be a deterrent for some consumers. In addition, it’s important to understand the manufacturer’s warranty before buying an appliance extended warranty. If the coverage is not worth the additional cost, it’s best to look for an alternative.

Expiration Date

Most appliances come with a manufacturer warranty that typically covers parts for one year after the date of purchase. However, most warranties expire after that time and many consumers find they never use them. In addition, many extended warranties have conditions and exclusions that limit their usefulness. For example, some warranties may require that homeowners follow a routine maintenance schedule or only work with specific repair providers. This could be inconvenient for some people.

Appliances are some of the most expensive (and essential) components of a home, which is why so many people are interested in purchasing extended warranties to protect their investment. These service contracts offer a range of perks and benefits, including coverage for refrigerators, dishwashers, ovens, water heaters, washers and dryers, and other household appliances. However, it’s important to consider whether or not an extended warranty makes sense for you before buying one. It’s also a good idea to consider bundling coverage for major appliances and other home systems through a home warranty plan, which can save money and provide more comprehensive protection.


The decision of whether home appliance extended warranties are worth it depends on various factors, including the cost of the warranty, the age and reliability of the appliance, and your personal risk tolerance. While extended warranties offer potential protection against unexpected repair expenses, they might not always provide a significant return on investment. To make an informed choice, evaluate the warranty terms, the likelihood of appliance breakdowns, and alternative ways to manage potential repair costs.


Do Extended Warranties Cover All Types Of Repairs?

Extended warranties typically cover repairs related to mechanical failures or defects. However, they might not cover damages caused by misuse, neglect, or regular wear and tear. It’s essential to review the warranty terms to understand the specific types of repairs that are covered.

Can I Purchase An Extended Warranty After The Manufacturer’s Warranty Expires?

In most cases, you can purchase an extended warranty even after the manufacturer’s warranty has expired. However, it’s advisable to buy the extended warranty while the original warranty is still in effect, as this can provide continuous coverage and potentially lower costs. Some extended warranties have time limitations for purchase after the appliance’s original purchase date.

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